Terms and Condition

Welcome to HMIQ Online! These Terms and Conditions govern your access to and use of our website https://hmiq.online . By accessing or using the Website, you agree to be bound by these Terms. If you do not agree to these Terms, please refrain from using the Website. We may update these Terms from time to time, and any changes will be posted on this page with an updated “Effective Date.” We encourage you to review these Terms periodically to stay informed of any changes.

1. Acceptance of Terms

By accessing and using the Website, you agree to comply with and be bound by these Terms and any applicable laws and regulations. If you do not agree with these Terms, please do not use our Website.

2. Use of the Website

You may use our Website only for lawful purposes and in accordance with these Terms. You agree not to use the Website:

  • In any way that violates any applicable local, national, or international law.
  • To transmit any material that is illegal, harmful, defamatory, obscene, or otherwise objectionable.
  • To engage in any conduct that restricts or inhibits the use of the Website by others, such as disrupting the Website’s operation or accessing the Website’s features without authorization.
  • To interfere with the security features of the Website, including attempting to hack, reverse-engineer, or gain unauthorized access to the Website’s systems or data.

We reserve the right to suspend or terminate your access to the Website if we determine that you are violating any of these Terms.

3. User Accounts

To access certain features of the Website, you may be required to create an account. When creating an account, you agree to:

  • Provide accurate, current, and complete information about yourself as requested by the registration process.
  • Maintain the confidentiality of your account login credentials (username and password) and assume responsibility for all activities that occur under your account.
  • Immediately notify us of any unauthorized use or breach of security related to your account.

You are responsible for ensuring that your account information remains accurate and up-to-date. We reserve the right to suspend or terminate your account if we suspect any fraudulent or unauthorized activities.

4. Content Ownership and Restrictions

All content on the Website, including but not limited to text, images, logos, videos, graphics, and software, is the property of HMIQ Online or its licensors and is protected by intellectual property laws. You may not:

  • Copy, reproduce, distribute, or otherwise exploit the content without express written permission from HMIQ Online.
  • Use any content from the Website for commercial purposes without our prior consent.

You may access and view the content for personal, non-commercial use only, provided that you do not remove any copyright or proprietary notices.

5. Third-Party Links

The Website may contain links to third-party websites or resources. These links are provided solely for your convenience, and we do not control or endorse the content, products, or services offered by these third-party websites. We are not responsible for any content or actions of third-party websites and disclaim any liability associated with them.

6. Privacy Policy

Your use of the Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using the Website, you consent to the collection and use of your data in accordance with the Privacy Policy.

7. Disclaimers

The Website and all content, services, and products available through the Website are provided on an “as is” and “as available” basis. We make no representations or warranties of any kind, express or implied, regarding the operation of the Website or the information, content, materials, or products included on the Website.

To the fullest extent permitted by law, we disclaim all warranties, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not guarantee that the Website will be available, error-free, or uninterrupted. We are not liable for any losses, damages, or inconveniences caused by issues with the Website.

8. Limitation of Liability

In no event shall HMIQ Online, its directors, employees, partners, affiliates, or agents be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use or inability to use the Website, or any content, products, or services provided through the Website.

This limitation of liability applies to the fullest extent permitted by law.

9. Indemnification

You agree to indemnify, defend, and hold harmless HMIQ Online, its affiliates, officers, directors, employees, agents, and partners from any claims, damages, losses, liabilities, and expenses (including legal fees) arising out of or in connection with:

  • Your use of the Website.
  • Your violation of these Terms.
  • Your infringement of any third-party rights.

10. Termination

We reserve the right to suspend or terminate your access to the Website, without prior notice, if you breach any provision of these Terms or if we believe your actions could harm the Website or other users. Upon termination, your right to access the Website will immediately cease, and you must destroy any content you have downloaded or printed from the Website.

11. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of [insert applicable jurisdiction]. Any dispute arising out of or in connection with these Terms, including but not limited to questions of validity, construction, performance, or breach, shall be subject to the exclusive jurisdiction of the courts in [insert applicable jurisdiction].

12. Changes to These Terms

We reserve the right to update or modify these Terms at any time. When we make changes, we will post the updated Terms on this page and update the “Effective Date” at the top of the page. You are encouraged to review these Terms periodically to stay informed about any changes. By continuing to use the Website after any modifications, you agree to be bound by the revised Terms.

13. Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us at:

Email: contact@hmiq.online

Website: https://hmiq.online